HikmaDaily حكمة يومية ← All books

Ismail Hassan, ACCA

Profitable on paper.
Broke in the bank.

The Small Business Financial Survival Guide explains cash flow, pricing, profit and tax in plain English, for people who run a business and never trained in finance.

PDF is an instant download via Payhip. Kindle is free with Kindle Unlimited.

★★★★☆ 4.1 out of 5 from 6 ratings on Amazon

Cover of The Small Business Financial Survival Guide
20chapters
196pages in print
PlainEnglish, no jargon
$9.99ebook

How it starts

Layla did everything right, and it nearly ruined her.

She ran a small catering company with loyal clients and three years of steady profit. When a corporate client offered a contract worth four times her usual monthly work, she said yes. She hired two extra staff, bought ingredients in bulk and paid a deposit on a second van. That first month was the most profitable her business had ever had.

Six weeks later, she couldn't make payroll.

That is how Chapter 1 opens. The rest of the book explains how it happens, and how to see it coming in your own business.

What's inside

Twenty chapters, each built around a real-world example

From the basics of cash to running a business that holds up for years.

  1. Why Profitable Businesses Still Go Bankrupt
  2. Understanding Cash Flow
  3. Profit vs Cash
  4. Reading Financial Statements Without Fear
  5. Pricing Mistakes
  6. Budgeting Made Simple
  7. Forecasting
  8. Managing Business Expenses
  9. Debt, Interest, and a Better Way
  10. Taxes Every Owner Should Understand
  11. Fraud Prevention
  12. Internal Controls
  13. Inventory Management
  14. Financial Ratios
  15. Business Growth Without Financial Chaos
  16. Using AI for Finance
  17. Preparing for Investors and Banks
  18. Financial Habits of Successful Businesses
  19. The Annual Financial Health Check
  20. Your Financial Survival Blueprint

Chapter 9 makes the practical case against running a business on interest, and explains murabaha, ijarah, musharakah and qard hasan in plain terms.

4.1 / 5 6 ratings on Amazon.com

“Real world examples and everything broken down in layman's terms. Having a budding small business I need all the help I can get! This book felt much more accessible to a novice like myself than many other books like it.”

Christine Perry · Verified Purchase

“It explains vital accounting concepts in clear and easy to understand terms. I especially liked the very realistic examples used throughout to illustrate the points about cash flow…”

jph · Amazon review

“I'm a small business owner and when I read this book it made so much sense to me.”

Stormy Donathan · Amazon review

About the author

Ismail Hassan, ACCA

A finance professional with extensive experience in accounting, budgeting, financial planning, and business performance management.

He wrote this book the way he would explain these things to an owner across the table: slowly, honestly, and without pretending any of it is simpler than it is.

More about the author →

Know your numbers before they surprise you.

Questions

What format is it?

A PDF ebook. It opens on any phone, tablet or computer, with no app or account needed.

How do I get it after paying?

Payment is handled by Payhip. The download link appears straight after checkout and is also sent to your email.

Is there a print edition?

Yes. The paperback and Kindle editions are on Amazon, and the Kindle edition is free to read with Kindle Unlimited.

Is this advice for my specific business?

No. The book teaches principles and general practice. For decisions about your own business, speak to a qualified adviser who knows your situation.